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Uninsured Motorists

Austin Uninsured Motorist Lawyers

If you are in a car accident with an uninsured motorist, you may be entitled to recovery from your own insurance company.  The attorneys of Heselmeyer Zinda, PLLC are ready to provide you with a free case evaluation when you contact us at 1-800-863-5312 or via our online contact form. We will protect your rights and fight for you anywhere in the cities of greater Round Rock, Georgetown, Cedar Park, Hutto, and Austin areas.

In 2007, the Insurance Research Council found Texas to have an uninsured motorist rate of 15-19 percent.  According to the Insurance Research Council, a sharp increase in uninsured motorists is expected by 2010 as Americans continue to make hard choices in a difficult economy. 

TexasSure, the vehicle insurance verification database for the Texas Department of Insurance, estimates that 4 million people drive on Texas roads without proper insurance, despite Texas laws which require that coverage.

For Texas motorists who are involved in a car accident, that means that there is a significant chance that the driver of the other vehicle is not insured -- and will not be able to pay for the injuries they cause in an accident.

You May be Able to Recover Money Even if the Other Driver was Uninsured

Often an uninsured driver lacks the required insurance because he simply cannot afford it. In those cases, it will be difficult, if not impossible, to recover the damages to which you are entitled from the uninsured driver.

That does not leave you without options for compensation, however. Your car insurance policy may include provisions that allow you to recover money from your own insurance company if you are in an accident with 1) an uninsured driver who maintains no car insurance, 2) an underinsured driver who lacks adequate car insurance, or 3) a hit-and-run driver whose car insurance coverage is unknown.

What to Do if You Are in an Accident with an Uninsured Driver

As is the case in all accidents, you should attempt to obtain the other driver’s insurance information at the scene of the accident.  If your inquiries reveal that the driver does not have insurance or is unwilling to provide you with insurance information, you should immediately contact a Texas uninsured motorist attorney.

While your insurance policy may include coverage in case of an accident with an uninsured motorist, your insurance adjuster may not offer you all that you are entitled to without some help from an attorney who understands what your policy provides.  Remember, it is the insurance adjuster’s job to help the insurance company make money -- and that may mean you do not get the full benefits to which you are entitled.

The experienced uninsured motorist attorneys of Heselmeyer Zinda, PLLC know how to deal with insurance adjusters and can handle that stress for you while you concentrate on your physical recovery.

If you are physically unable to come to us, we are willing to drive to you. If you have been hurt or a loved one has passed away due to a motor vehicle accident in Texas, call or e-mail us to set up a free consultation to discuss your legal options. You will have no attorney fees, court costs, or litigation expenses unless you recover damages.

We can be reached at our Austin office at 512-246-2224, our Dallas office at 214-390-6249 or toll-free at 1-800-863-5212. You can also contact us online.  Our attorneys represent clients throughout Central Texas, including the greater Round Rock, TX, Georgetown, TX, Cedar Park, TX, Hutto, TX and Austin, TX areas.

What sets Heselmeyer Zinda, PLLC apart from other law firms is our dedication to our clients. When you choose Heselmeyer Zinda, PLLC to handle your injury claim, you will deal directly with your attorney -- regardless of the size of your case. We believe client service is key, and we treat every case equally. At Heselmeyer Zinda, PLLC, our primary mission is to help people.